Home Viewing Etiquette For Buyers
Before landing your dream home, the first order of business would be the initial process of finding it. Buyers should expect a lot of tours before finding “the one”–but although sellers are often the ones who have to “impress,” buyers should not be too lax about their behavior. If competition ends up being tight, the […]
How To Pull Off A Long Distance Move To Your New Home
Congratulations, you just purchased a new house and are now ready to move. The hassle of the home buying process is over, but the settling-in process is not quite done yet. While the hassle of moving your things can sometimes be unnoticeable because of all the excitement, it wouldn’t hurt to do a few things […]
Understanding Property Liens and How They Can Be a Nightmare To Your Home Sale
First things first: you need to have a clear idea of what a lien is. A property lien, in simplest terms, is a legal claim a creditor can put against your property as a consequence of an unpaid debt. It is the creditor’s way of collecting debts you owe to them by intending to fund […]
Military Home Buyers: 5 Reasons To Choose A VA Loan Instead of A Conventional Loan
The VA Loan is a powerful mortgage option that has helped more than 22 million veterans, active duty military members and their families, purchase homes and achieve their American dream of homeownership. The program was created in 1944 and is guaranteed by the U.S. Department of Veterans Affairs (VA). This mortgage program features many amazing […]
Important Factors That Affect Your Mortgage Application
Want to know what lenders look at when they evaluate your loan application? It’s a combination of things. Banks evaluate your attitude towards debt, predict your future income based on past and current employment, and measure your seriousness to purchase a home by asking how much down payment you will be able to put down. […]
Beware: These Features Can Drive Up The Cost Of Your Homeowner’s Insurance
What drives up my home insurance costs? Why is my insurance premiums so high? If you’re a new homeowner, this must be one of the many questions that have crossed your mind since you embarked on this new journey. Well, the location, construction, condition, and certain features of your home all play a significant part […]
The First-Time Home Buyer’s Guide To Earnest Money Deposits
Congratulations, you’re about to purchase your first home! We’re guessing you’ve already gone through the mortgage pre-approval phase, and now it’s time to do the exciting part: house hunting! While you can shop with confidence because of the pre-approval letter provided by your lender, you should also be aware of the importance of having enough […]
What To Do When Your Offer Is Rejected: Tips On How To Become A Better Home Buyer
Once you finally decide to place an offer on a house, you have to be ready for what comes next. In a slow market, your offer has a high chance of getting accepted given that there is little to no competition. But in a hot market where bidding wars are won by people offering to […]
What Things Should You Disclose When Selling A Home?
Another complicated thing about selling a home is the issue of what you and your real estate agent need to disclose. You really want to sell your house and at the best possible price. But on the other hand, you don’t want to be a sneaky seller and feel like you are deceiving anyone. It […]
7 Advantages of Buying Your First Home in Your 30s
When is the right time to buy your first home? It’s a common thing to be pressured by family and peers in considering the right age to buy your own property. Some people are eager and ready enough to fulfill this American dream early while in their 20s. But others may want to take their […]